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Travel insurance just got easier.

Premium Protection Plan®

Easy, affordable and all-inclusive protection for travelling Canadians. It features our most robust Cancel For Any Reason Benefit, which boasts almost no exclusions!

Get a free quote

More memories.
Less worries.™

Manulife Global Travel Insurance

Helps keep you safe from financial worries in case of the unexpected. It offers:

  • Assistance 24 hours a day, 7 days a week
  • Your choice of plans to suit your needs
  • StandbyMD™ included in many plans
Get a free quote

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Travel Insurance

We all hope to have selfie-worthy experiences when we’re on vacation. But it doesn’t always work out that way. Watch these Canadians as they tell their tales of what happened when things went wrong on their trips, and how Manulife was there to help make their experience a little more selfie-worthy.

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Choose the plan that’s right for you

Best Value Premium
Protection Plan

Premium Protection Plan: Our most comprehensive plan available.

All-Inclusive

All-Inclusive: Emergency medical coverage, plus coverage for trip cancellation and interruption, baggage loss, and more.

 Non-Medical
Inclusive

Non-Medical Inclusive: Coverage for trip cancellation and interruption; baggage loss, damage and delay; and more.

 Trip Cancellation & Interruption

Trip Cancellation & Interruption: Provides coverage when you need to cancel your trip for any unforeseen or unexpected reason.

 Emergency
Medical

Emergency Medical: Coverage for accidents, injuries and unexpected illnesses suffered during your trip.

 Annual
Emergency
Medical

Annual Medical: Emergency medical coverage for multiple trips within a year.
StandbyMD™

StandbyMD™: 24/7 emergency assistance anywhere in the world.
Hospital & Emergency Medical

Hospital & Emergency Medical: Coverage for accidents, injuries and unexpected illnesses suffered during your trip.

 Up to $10M Up to $5M Up to $5M Up to $5M
Trip Cancellation

Trip Cancellation: Provides coverage when you need to cancel your trip for any unforeseen or unexpected reason.

 Coverage amount selected Coverage amount selected Coverage amount selected Coverage amount selected per trip
Trip Interruption

Trip Interruption: Provides coverage when your trip is delayed or interrupted.

 Unlimited Unlimited Unlimited Up to covered amount selected
Cancel for Any Reason

Cancel for Any Reason: A percentage of the non-refundable cost of your trip will be returned to you if you decide not to travel.

 Up to 80% Up to 50% Up to 50% Up to 50%
Flight Accident

Flight Accident: Provides coverage in the event of an accident resulting in blindness or loss of limbs during your flight.

 Up to $250K Up to $100K Up to $100K
Travel Accident

Travel Accident: Provides coverage in the event of an accident resulting in blindness or loss of limbs during your trip.

 Up to $50K Up to $50K Up to $50K
Baggage Delay

Baggage Delay: Provides cash to purchase replacement items when your bags are delayed at least 10 hours.

 $750 $500 $500
Baggage Loss/Damage

Baggage Loss/Damage: Covers the replacement of lost clothing and documents like passports and travel visas.

 Up to $1500 Up to $1500 Up to $1500
Medical Questionnaire Only necessary if you're aged 60 and up

No Medical Questionnaire: Some plans don’t require you to answer medical questions.
Get a free quote

Conditions, limitations and exclusions apply. For more details and other plan options, see “Plan Details” below.

Plan Details

  • image description Premium Protection Plan

    The Manulife Premium Protection Plan offers:

    • Up to $10 million in Emergency Medical Insurance
    • Assistance 24 hours a day, 7 days a week
    • Fewer exclusions than our other plans and no medical questionnaire required
    • Great value

    To qualify, simply purchase within 72 hours of booking your trip.**

    • Emergency Medical up to $10 million
      • We’ve got you covered for any eligible emergency expenses, including accidents, injuries and unexpected illnesses, that may occur once you leave your home province or territory.
      • Includes medical, dental, ambulance, air evacuation and more.
    • StandbyMD™
      • A unique worldwide medical concierge service that provides telephone access to a qualified physician who can assess your symptoms and provide treatment options.
      • Our multilingual Assistance Centre is there to help and support you 24 hours a day, every day of the year, anywhere in the world.
    • Trip Cancellation
      • If you are fit to travel at the time of purchase, you may be covered if you cancel your trip for ANY unforeseen or unexpected reason, with no applicable stability period.
    • Age Limit
      • Must be under age 75.
    • Unlimited Trip Interruption
      • Coverage starts from the moment you leave home.
      • Interruptions can consist of delays en route to the airport, aircraft delays causing a missed connection due to weather and mechanical reasons, early return home due to a family emergency, your personal sickness or even a pet’s illness.
      • We can even pay for your unused days and help cover you for your out-of-pocket expenses.
      • You can be covered if you interrupt your trip for ANY unforeseen or unexpected reason, with no applicable stability period.
    • Misconnection/Travel Disruption
      • Miss a connection due to a delay or cancellation of your flight? Experience a delay in reaching your destination or returning home for a reason beyond your control by 6 hours or more? Manulife can be there to provide coverage to help make your itinerary right again, so you can reach your destination or return home safe and sound!
    • Travel Accident
      • Up to $50,000 CAD.
    • Flight Accident
      • Up to $250,000 CAD.
    • Baggage Loss/Damage
      • Whether it’s your camera, clothing or cosmetics, we provide you with excellent baggage coverage should they be lost, stolen or damaged.
    • Baggage Delay
      • If your baggage is delayed at least 10 hours while you are en route, you have up to $750 in total for necessary toiletries and clothing.
    • Cancel for Any Reason
      • Included with your policy at no extra cost.
      • If you simply change your mind and no longer wish to travel, we will give you up to 80% of the non-refundable trip cost if you cancel 7 days prior to departure. If you cancel 6 days to 24 hours prior to departure we will give you up to 80% refund up to a maximum of $2,500.
    Plan Details
  • image description All- Inclusive
    • Emergency Medical up to $5 million
      • We’ve got you covered for any eligible emergency expenses, including accidents, injuries and unexpected illnesses, that may occur once you leave your home province or territory.
      • Includes medical, dental, ambulance, air evacuation and more.
    • StandbyMD™
      • A unique worldwide medical concierge service that provides telephone access to a qualified physician who can assess your symptoms and provide treatment options.
      • Our multilingual Assistance Centre is there to help and support you 24 hours a day, every day of the year, anywhere in the world.
    • Trip Cancellation
      • Coverage begins from the moment you purchase your policy. You can be protected up to 100% for the non-refundable portion of your trip should you have to unexpectedly cancel under one of the 27 covered events.

    • Age Limit
      • No limit.
    • Trip Interruption
      • Coverage starts from the moment you leave home.
      • Interruptions can consist of delays en route to the airport, aircraft delays causing a missed connection due to weather and mechanical reasons, early return home due to a family emergency or your personal sickness.
      • There are 30 covered events that could cause you to abandon your trip.
    • Misconnection/Travel Disruption
      • Miss a connection due to a delay or cancellation of your flight? Experience a delay in reaching your destination or returning home for a reason beyond your control by 6 hours or more? Manulife can be there to provide coverage to help make your itinerary right again, so you can reach your destination or return home safe and sound!

    • Travel Accident
      • Up to $50,000 CAD.
    • Flight Accident
      • Up to $100,000 CAD.
    • Baggage Loss/Damage
      • Whether it’s your camera, clothing, or cosmetics, we provide you with excellent baggage coverage should they be lost, stolen or damaged.
    • Baggage Delay
      • If your baggage is delayed at least 10 hours while you are en route, you have coverage of up to $500 in total for necessary toiletries and clothing.
    • Cancel for Any Reason
      • It is included with your policy at no extra cost.
      • If you simply change your mind and no longer wish to travel, we will give you up to 50% of the non-refundable trip cost if you cancel 14 days or more before your departure date.
    Plan Details
  • image description Non-Medical Inclusive
    • Trip Cancellation
      • Coverage begins from the moment you purchase your policy. You can be protected up to 100% for the non-refundable portion of your trip should you have to unexpectedly cancel under one of the 27 covered events.
    • Trip Interruption
      • Coverage starts from the moment you leave home.
      • Interruptions can consist of delays en route to the airport, aircraft delays causing a missed connection due to weather and mechanical reasons, early return home due to a family emergency or your personal sickness.
      • There are 30 covered events that could cause you to abandon your trip.
    • Misconnection/Travel Disruption
      • Miss a connection due to a delay or cancellation of your flight? Experience a delay in reaching your destination or returning home for a reason beyond your control by 6 hours or more? Manulife can be there to provide coverage to help make your itinerary right again, so you can reach your destination or return home safe and sound!
    • Flight Accident
      • Up to $100,000 CAD.
    • Travel Accident
      • Up to $50,000 CAD.
    • Baggage Loss/Damage
      • Whether it’s your camera, clothing, or cosmetics, we provide you with excellent baggage coverage should they be lost, stolen or damaged.
    • Baggage Delay
      • If your baggage is delayed at least 10 hours while you are en route, you have up to $500 in total for necessary toiletries and clothing.
    • Cancel for Any Reason
      • It is included with your policy at no extra cost.
      • If you simply change your mind and no longer wish to travel, we will give you up to 50% of the non-refundable trip cost if you cancel 14 days or more before your departure date.
    • Age Limit
      • No limit.
    Plan Details
  • image description Trip Cancellation & Interruption
    • Trip Cancellation
      • Coverage begins from the moment you purchase your policy. You can be protected up to 100% for the non-refundable portion of your trip should you have to unexpectedly cancel under one of the 27 covered events.
    • Cancel for Any Reason
      • It is included with your policy at no extra cost.
      • If you simply change your mind and no longer wish to travel, we will give you up to 50% of the non-refundable trip cost if you cancel 14 days or more before your departure date.
    • Trip Interruption
      • Coverage starts from the moment you leave home.
      • Interruptions can consist of delays en route to the airport, aircraft delays causing a missed connection due to weather and mechanical reasons, early return home due to a family emergency or your personal sickness.
      • There are 30 covered events that could cause you to abandon your trip.
    • Misconnection/Travel Disruption
      • Miss a connection due to a delay or cancellation of your flight? Experience a delay in reaching your destination or returning home for a reason beyond your control by 6 hours or more? Manulife can be there to provide coverage to help make your itinerary right again, so you can reach your destination or return home safe and sound!
    • Age Limit
      • No limit.
    Plan Details
  • image description Emergency Medical
    • Emergency Medical up to $5 million
      • We’ve got you covered for any eligible emergency expenses that may occur once you leave your home province or territory.
      • Includes medical, dental, ambulance, air evacuation and more.


    • StandbyMD™
      • A unique worldwide medical concierge service that provides telephone access to a qualified physician who can assess your symptoms and provide treatment options.
      • Our multilingual Assistance Centre is there to help and support you 24 hours a day, every day of the year, anywhere in the world.
    • Medical Questionnaire
      • Only necessary if you're aged 60 and up.
    • Age Limit
      • No limit.
    Plan Details
  • image description Annual Emergency Medical
    • Emergency Medical up to $5 million
      • Covers unlimited trips within a year. We offer 5 different trip duration options.
      • We’ve got you covered for any eligible emergency expenses that may occur once you leave your home province or territory.
      • Includes medical, dental, ambulance, air evacuation and more.
    • StandbyMD™
      • A unique worldwide medical concierge service that provides telephone access to a qualified physician who can assess your symptoms and provide treatment options.
      • Our multilingual Assistance Centre is there to help and support you 24 hours a day, every day of the year, anywhere in the world.
    • Medical Questionnaire
      • Only necessary if you're aged 60 and up.
    • Age Limit
      • No limit.
    Plan Details
  • image description Other Plans
    • Canada All-Inclusive
      • The same coverage provided by the All-Inclusive Plan, but only for travel within Canada, outside your province of residence. No age limit.
    • Canada Medical
      • The same coverage provided by the Emergency Medical Plan, but only for travel within Canada, outside your province of residence. No age limit.
    • Visitors to Canada
      • Emergency medical coverage for people visiting Canada. Good for up to 365 days. Must be under age 86.
    • Annual All-Inclusive
      • Covers multiple trips within a year, with emergency medical coverage, plus coverage for trip cancellation and interruption, baggage loss, and more. Must be under age 85.
    • Baggage & Personal Effects
      • Coverage for baggage loss, damage and delay, plus passport replacement. No age limit.
    • Rental Vehicle Damage
      • $60,000 coverage for damage to a rental vehicle. No age limit.
    Plan Details

For more details on these plans, please contact your travel agent.

Get a free quote or apply online today

Manulife Logo Manulife

This is a general summary only. For a full listing of benefits please read the policy, as limitations and exclusions apply.

Medical Concierge Services provided by the StandbyMD program. The StandbyMD program is provided by Healthcare Concierge Services Inc. Manulife and its agents are not responsible for the availability, quality, or results of services provided under the StandbyMD program. StandbyMD is a trademark of Healthcare Concierge Services, Inc.

**Please read your policy carefully, paying particular attention to "pre-existing condition", and other exclusions, limitations, terms and conditions that apply to your coverage.

Underwritten by

The Manufacturers Life Insurance Company (Manulife) and First North American Insurance Company.

Manulife, Manulife & Stylized M Design, Stylized M Design and Manulife Premium Protection Plan are trademarks of The Manufacturers Life Insurance

Company and are used by it, and by its affiliates under license.

© 2019 The Manufacturers Life Insurance Company. All rights reserved. Manulife, P.O. Box 670, Stn Waterloo, Waterloo, ON N2J 4B8.

Accessible formats and communication supports are available upon request. Visit Manulife.ca/accessibility for more information.

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