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More memories.
Less worries.™

Manulife Global Travel Insurance

Helps keep you safe from financial worries in case of the unexpected. It offers:

  • Assistance 24 hours a day, 7 days a week
  • Your choice of plans to suit your needs
  • StandbyMD* included in many plans
Get a free quote

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Travel Insurance

We all hope to have selfie-worthy experiences when we’re on vacation. But it doesn’t always work out that way. Watch these Canadians as they tell their tales of what happened when things went wrong on their trips, and how Manulife was there to help make their experience a little more selfie-worthy.

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Choose the plan that’s right for you

All-Inclusive Non-Medical
Inclusive 		Trip Cancellation & Interruption Emergency
Medical 		COVID-19 Pandemic Travel Plan
Hospital & Emergency Medical Up to $5M     Up to $5M Up to $5M
COVID-19 Quarantine Expenses      

Up to $500 airfare

Up to $2800 for hotel and meal expenses
Trip Cancellation Coverage amount selected Coverage amount selected Coverage amount selected per trip
Trip Interruption Unlimited Unlimited Up to covered amount selected
Flight Accident Up to $100K Up to $100K
Travel Accident Up to $50K Up to $50K
Baggage Delay $500 $500
Baggage Loss/Damage Up to $1500 Up to $1500
Cancel for Any Reason Up to 50% Up to 50% Up to 50%
StandbyMD™
Manulife Flight Assistance
Medical Questionnaire Only necessary if you're aged 60+
Get a free quote

Conditions, limitations and exclusions apply. For more details and other plan options, see “Plan Details” below.

Plan Details

  • image description COVID-19 Pandemic Travel Plan
    • Emergency Medical Coverage:

      Up to a combined maximum of $5 million for:

      • Non COVID-19 related expenses
      • COVID-19 and related complication expenses for fully vaccinated individuals
      • Up to $1 million for COVID-19 and related complication expenses if not fully vaccinated
    • Quarantine Benefits include:
      • $200 /day up to $2,800 per person, or $400 /day up to $5,600 per family (Maximum duration of 14 days
      • Up to $500 for one-way economy airfare to return home if quarantined beyond original return date

    • Important information about cruise travel: If not fully vaccinated, no coverage for COVID-19 and related complication expenses on a cruise or at any destination included in the cruise itinerary. Exception: For children 4 years old or younger who are not eligible to receive the vaccine, COVID-19 coverage will be provided when travelling with at least one parent or guardian on the same cruise booking who has received the vaccine.

    Plan Details
  • image description All- Inclusive
    • Emergency Medical up to $5 million
      • We’ve got you covered for any eligible emergency expenses, including accidents, injuries and unexpected illnesses, that may occur once you leave your home province or territory.
      • Includes medical, dental, ambulance, air evacuation and more.
    • StandbyMD™
      • A unique worldwide medical concierge service that provides telephone access to a qualified physician who can assess your symptoms and provide treatment options.
      • Our multilingual Assistance Centre is there to help and support you 24 hours a day, every day of the year, anywhere in the world.
    • Trip Cancellation
      • Coverage begins from the moment you purchase your policy. You can be protected up to 100% for the non-refundable portion of your trip should you have to unexpectedly cancel under one of the 27 covered events.

    • Age Limit
      • No limit.
    • Trip Interruption
      • Coverage starts from the moment you leave home.
      • Interruptions can consist of delays en route to the airport, aircraft delays causing a missed connection due to weather and mechanical reasons, early return home due to a family emergency or your personal sickness.
      • There are 30 covered events that could cause you to abandon your trip.
    • Misconnection/Travel Disruption
      • Miss a connection due to a delay or cancellation of your flight? Experience a delay in reaching your destination or returning home for a reason beyond your control by 6 hours or more? Manulife can be there to provide coverage to help make your itinerary right again, so you can reach your destination or return home safe and sound!

    • Travel Accident
      • Up to $50,000 CAD.
    • Flight Accident
      • Up to $100,000 CAD.
    • Baggage Loss/Damage
      • Whether it’s your camera, clothing, or cosmetics, we provide you with excellent baggage coverage should they be lost, stolen or damaged.
    • Baggage Delay
      • If your baggage is delayed at least 10 hours while you are en route, you have coverage of up to $500 in total for necessary toiletries and clothing.
    • Cancel for Any Reason
      • It is included with your policy at no extra cost.
      • If you simply change your mind and no longer wish to travel, we will give you up to 50% of the non-refundable trip cost if you cancel 14 days or more before your departure date.
    • Manulife Flight Assistance
      • Manulife Flight Assistance offers the following benefits, up to an overall maximum of $140, for each registered insured person:
        • 1. a) If the flight is delayed three (3) hours or more, each registered insured person receives $40; then
          b) If the flight is delayed a total of six (6) hours or more, each registered insured person receives an additional $100 for a total of $140;
        OR
        2. If the flight is totally cancelled, each registered insured person receives $140.

    • Important information about cruise travel: If not fully vaccinated, no coverage for COVID-19 and related complication expenses on a cruise or at any destination included in the cruise itinerary. Exception: For children 4 years old or younger who are not eligible to receive the vaccine, COVID-19 coverage will be provided when travelling with at least one parent or guardian on the same cruise booking who has received the vaccine.

    Plan Details
  • image description Non-Medical Inclusive
    • Trip Cancellation
      • Coverage begins from the moment you purchase your policy. You can be protected up to 100% for the non-refundable portion of your trip should you have to unexpectedly cancel under one of the 27 covered events.
    • Trip Interruption
      • Coverage starts from the moment you leave home.
      • Interruptions can consist of delays en route to the airport, aircraft delays causing a missed connection due to weather and mechanical reasons, early return home due to a family emergency or your personal sickness.
      • There are 30 covered events that could cause you to abandon your trip.
    • Misconnection/Travel Disruption
      • Miss a connection due to a delay or cancellation of your flight? Experience a delay in reaching your destination or returning home for a reason beyond your control by 6 hours or more? Manulife can be there to provide coverage to help make your itinerary right again, so you can reach your destination or return home safe and sound!
    • Flight Accident
      • Up to $100,000 CAD.
    • Travel Accident
      • Up to $50,000 CAD.
    • Baggage Loss/Damage
      • Whether it’s your camera, clothing, or cosmetics, we provide you with excellent baggage coverage should they be lost, stolen or damaged.
    • Baggage Delay
      • If your baggage is delayed at least 10 hours while you are en route, you have up to $500 in total for necessary toiletries and clothing.
    • Cancel for Any Reason
      • It is included with your policy at no extra cost.
      • If you simply change your mind and no longer wish to travel, we will give you up to 50% of the non-refundable trip cost if you cancel 14 days or more before your departure date.
    • Age Limit
      • No limit.
    • Manulife Flight Assistance
      • Manulife Flight Assistance offers the following benefits, up to an overall maximum of $140, for each registered insured person:
        • 1. a) If the flight is delayed three (3) hours or more, each registered insured person receives $40; then
          b) If the flight is delayed a total of six (6) hours or more, each registered insured person receives an additional $100 for a total of $140;
        OR
        2. If the flight is totally cancelled, each registered insured person receives $140.
    Plan Details
  • image description Trip Cancellation & Interruption
    • Trip Cancellation
      • Coverage begins from the moment you purchase your policy. You can be protected up to 100% for the non-refundable portion of your trip should you have to unexpectedly cancel under one of the 27 covered events.
    • Cancel for Any Reason
      • It is included with your policy at no extra cost.
      • If you simply change your mind and no longer wish to travel, we will give you up to 50% of the non-refundable trip cost if you cancel 14 days or more before your departure date.
    • Trip Interruption
      • Coverage starts from the moment you leave home.
      • Interruptions can consist of delays en route to the airport, aircraft delays causing a missed connection due to weather and mechanical reasons, early return home due to a family emergency or your personal sickness.
      • There are 30 covered events that could cause you to abandon your trip.
    • Misconnection/Travel Disruption
      • Miss a connection due to a delay or cancellation of your flight? Experience a delay in reaching your destination or returning home for a reason beyond your control by 6 hours or more? Manulife can be there to provide coverage to help make your itinerary right again, so you can reach your destination or return home safe and sound!
    • Age Limit
      • No limit.
    • Manulife Flight Assistance
      • Manulife Flight Assistance offers the following benefits, up to an overall maximum of $140, for each registered insured person:
        • 1. a) If the flight is delayed three (3) hours or more, each registered insured person receives $40; then
          b) If the flight is delayed a total of six (6) hours or more, each registered insured person receives an additional $100 for a total of $140;
        OR
        2. If the flight is totally cancelled, each registered insured person receives $140.
    Plan Details
  • image description Emergency Medical
    • Emergency Medical up to $5 million
      • We’ve got you covered for any eligible emergency expenses that may occur once you leave your home province or territory.
      • Includes medical, dental, ambulance, air evacuation and more.


    • StandbyMD™
      • A unique worldwide medical concierge service that provides telephone access to a qualified physician who can assess your symptoms and provide treatment options.
      • Our multilingual Assistance Centre is there to help and support you 24 hours a day, every day of the year, anywhere in the world.
    • Medical Questionnaire
      • Only necessary if you're aged 60 and up.
    • Age Limit
      • No limit.

    • Important information about cruise travel: If not fully vaccinated, no coverage for COVID-19 and related complication expenses on a cruise or at any destination included in the cruise itinerary. Exception: For children 4 years old or younger who are not eligible to receive the vaccine, COVID-19 coverage will be provided when travelling with at least one parent or guardian on the same cruise booking who has received the vaccine.

    Plan Details
  • image description Annual Emergency Medical
    • Emergency Medical up to $5 million
      • Covers unlimited trips within a year. We offer 5 different trip duration options.
      • We’ve got you covered for any eligible emergency expenses that may occur once you leave your home province or territory.
      • Includes medical, dental, ambulance, air evacuation and more.
    • StandbyMD™
      • A unique worldwide medical concierge service that provides telephone access to a qualified physician who can assess your symptoms and provide treatment options.
      • Our multilingual Assistance Centre is there to help and support you 24 hours a day, every day of the year, anywhere in the world.
    • Medical Questionnaire
      • Only necessary if you're aged 60 and up.
    • Age Limit
      • No limit.
    Plan Details
  • image description Other Plans
    • Canada All-Inclusive
      • The same coverage provided by the All-Inclusive Plan, but only for travel within Canada, outside your province of residence. No age limit.
    • Canada Medical
      • The same coverage provided by the Emergency Medical Plan, but only for travel within Canada, outside your province of residence. No age limit.
    • Visitors to Canada
      • Emergency medical coverage for people visiting Canada. Good for up to 365 days. Must be under age 86.
    • Annual All-Inclusive
      • Covers multiple trips within a year, with emergency medical coverage, plus coverage for trip cancellation and interruption, baggage loss, and more. Must be under age 85.
    • Baggage & Personal Effects
      • Coverage for baggage loss, damage and delay, plus passport replacement. No age limit.
    • Rental Vehicle Damage
      • $60,000 coverage for damage to a rental vehicle. No age limit.
    Plan Details

For more details on these plans, please contact your travel agent.

Get a free quote or apply online today

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This is a general summary only. For a full listing of benefits please read the policy, as limitations and exclusions apply.

Medical Concierge Services provided by the StandbyMD program. The StandbyMD program is provided by Healthcare Concierge Services Inc. Manulife and its agents are not responsible for the availability, quality, or results of services provided under the StandbyMD program. StandbyMD is a trademark of Healthcare Concierge Services, Inc.

**Please read your policy carefully, paying particular attention to "pre-existing condition", and other exclusions, limitations, terms and conditions that apply to your coverage.

Underwritten by

The Manufacturers Life Insurance Company (Manulife) and First North American Insurance Company.

Manulife, Manulife & Stylized M Design and Stylized M Design are trademarks of The Manufacturers Life Insurance

Company and are used by it, and by its affiliates under license.

© 2022 The Manufacturers Life Insurance Company. All rights reserved. Manulife, P.O. Box 670, Stn Waterloo, Waterloo, ON N2J 4B8.

Accessible formats and communication supports are available upon request. Visit Manulife.ca/accessibility for more information.

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