COVID 19 PANDEMIC TRAVEL INSURANCE

Click COVID-19 Pandemic Travel Insurance to view Policy booklet and click Product Summary for COVID-19 PANDEMIC INSURANCE to access the Product Summary.

For Quebec Residents:

Click Fact Sheet for details on consumer rights for purchasing travel insurance.

Please click Notice of Rescission to understand what is required to cancel your insurance policy without penalty.

TERMS AND CONDITIONS

You are eligible for this coverage if:

• You live in Canada.

• You're covered under a government health insurance plan for the entire duration of your trip.

You are not eligible for this coverage if:

• You were advised by a physician not to travel.

• You have been diagnosed with a terminal illness with less than 6 months to live.

• You have a kidney condition that requires dialysis.

• You have used home oxygen during the 12 months before you applied for this insurance.

• You have had bone marrow, stem cell or organ transplant (except corneal transplant).

Coverage is subject to the Eligibility Requirements, Terms, Conditions, Exclusions and Limitations as outlined in the applicable policy booklet. Please take some time to read and understand your policy and review the coverage; benefits will be paid according to the policy coverage you purchased. If you have any questions you may contact us at 1-866-521-8506.

If you want to cancel your insurance or request a premium refund, contact the travel agency where insurance was purchased.

IN THE EVENT YOU REQUIRE ASSISTANCE, your policy booklet will include procedures to follow.

MEDICAL coverage is included in the policy you purchased and if you have a medical emergency, YOU MUST CALL THE ASSISTANCE CENTRE IMMEDIATELY, available 24 hours a day, every day of the year.

Plan Description

MEDICAL QUESTIONNAIRE REQUIRED FOR AGED 60+
FAMILY RATES ARE AVAILABLE IF ALL FAMILY MEMBERS ARE UNDER AGE 60

Emergency Medical
UP TO A COMBINED MAXIMUM OF $5,000,000 CDN FOR:
- Emergency Medical coverage not related to Coronavirus (COVID-19)
- Emergency Medical coverage for COVID-19 and related complications provided the vaccine was received
- Up to $1,000,000 CDN for Emergency Medical coverage for COVID-19 and related complications if the vaccine was not received
Exception for cruise travel - If the vaccine was not received, Emergency Medical coverage is not provided for COVID-19 and related complications on a cruise or at any destination included in the cruise itinerary.
This exception for cruise travel does not apply to children 11 years old or younger who are not eligible to receive the vaccine, when travelling with at least one parent or guardian on the same cruise booking who has received the vaccine.

Quarantine Expenses: Coverage for expenses related to medical mandated quarantine is available.


ACCESS TO MULTILINGUAL 24/7 TRAVEL ASSISTANCE FOR:
- Covered medical provider expenses including those of a hospital, physicians and nurses
- Toll-free assistance centre to provide assistance and managed care
- Have covered medical bills pre-paid where available
- Arrangement of air ambulance services when necessary and arranged by the Assistance Centre

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.

Benefits Summary

Emergency Medical related to COVID-19	Up to the amount indicated in your policy
Emergency Medical not related to COVID-19	Up to the amount indicated in your policy
Quarantine Expenses	See policy for details