Non-Medical Concierge Club Plan

Click NON-MEDICAL CONCIERGE CLUB PLAN to view Policy booklet and click Product Summary for NON-MEDICAL CONCIERGE CLUB PLAN to access the Product Summary.


For Quebec Residents:

Click Fact Sheet for details on consumer rights for purchasing travel insurance.

Click Notice of Rescission to understand what is required to cancel your insurance policy without penalty.


The Non-Medical Concierge Club Plan is designed for residents of Canada who:
a) are covered with a government health insurance plan for the policy duration;
b) are travelling for a maximum of 30 days inclusive of any extension (including the date you leave on your trip and including the date you return home);
c) are listed as Insured Person(s) on the confirmation of coverage and
d) purchased the plan within 72 hours of making a deposit or initial payment on the trip travel arrangements.

Coverage includes Trip Cancellation and Trip Interruption, Travel Disruption, Baggage Loss, Damage and Delay and Travel Accident. These benefits provide coverage for ACCIDENTS, INJURIES, UNEXPECTED ILLNESSES AND OTHER UNFORESEEN EVENTS that occur during the policy period unless the event or situation causing your claim is specifically excluded in the section WHAT DOES THIS POLICY NOT COVER?

Family Rates available
Cancel for Any Reason Benefit 80% of Non-refundable amounts 7 days or more prior to departure, 80% of Non-refundable amounts capped at $2,500, 6 days to 24 hours prior to departure.

Interruption for Any Reason Benefit - 80% of Unused non-refundable amounts capped at $2,500, 48 hours or more after arrival at trip destination.

Manulife Flight Assistance service provided by Blink


This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.


Benefit Maximum

Trip Interruption

Sum Insured

Trip Cancellation


Baggage Loss or Damage

Up to $1,500

Baggage Delay

Up to $750

Flight Accident

Up to $250,000

Travel Accident

Up to $50,000


Coverage is subject to the all of the terms, conditions, limitations and exclusions outlined in the insurance policy and set out in the Policy Guide. It is your responsibility to read and understand the specific types of insurance coverage you have purchased, before you travel, along with the Notice of Privacy and Confidentiality.

If you have any questions, please call a Travel Specialist.

Your insurance policy will be sent in PDF format. Click the logo to download Acrobat (PDF) Reader.