Standard Non-Medical Plan

Click STANDARD NON-MEDICAL PLAN to view Policy booklet and click Product Summary for STANDARD NON-MEDICAL PLAN to access the Product Summary.

For Quebec Residents:

Click Fact Sheet for details on consumer rights for purchasing travel insurance.

Click Notice of Rescission to understand what is required to cancel your insurance policy without penalty.


Comprehensive “non-medical’ packaged insurance, offering Trip cancellation and Interruption coverage and also including coverage for plan which also includes Baggage, Personal Effects and Travel Accident. See policy for our Cancel for Any Reason benefit. Family rates are available and there is no maximum age limit.

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.


Benefit Maximum

Air Flight Accident

Up to $250,000

Worldwide Accident

Up to $50,000

Baggage and Personal Effects

Up to $1000 overall / $500 per item

Delayed Luggage

Up to $400

Delayed Sporting Equipment

Up to $400

Personal Money

Up to $100

Trip Cancellation

Up to the Sum Insured

Trip Interruption

Unlimited (Economy)

Travel Delay / Special Events

Up to $600


Coverage is subject to the all of the terms, conditions, limitations and exclusions outlined in the insurance policy and set out in the Policy Guide. It is your responsibility to read and understand the specific types of insurance coverage you have purchased, before you travel, along with the Notice of Privacy and Confidentiality.

If you have any questions, please call a Travel Specialist.

Your insurance policy will be sent in PDF format. Click the logo to download Acrobat (PDF) Reader.